Commercial Insurance in Oklahoma City, OK

Purchasing commercial insurance policies doesn’t have to be difficult. Our team at Metro One Insurance Agency can help business owners understand their coverage options and find the policies that fit their needs.

What Policies Are Required in Oklahoma?

Many businesses in Oklahoma are required to purchase workers’ compensation insurance to cover their employees’ hospital and medical expenses, lost wages and funeral benefits after an on-the-job incident. Commercial auto insurance must also cover vehicles used for business purposes, with the state mandating certain amounts of liability coverage for bodily injuries and property damage.

What Are My Options?

Depending on your circumstances, you may want to consider purchasing the following insurance policies for your business:

• General liability insurance can cover claims of advertising injury, property damage or bodily injury your business caused to a client or another third party.

• Commercial property insurance can cover damage to commercial space, inventory, furniture and equipment owned by the business and caused by a covered risk.

• Business interruption insurance can help pay for lost income if you’re forced to stop operating temporarily due to a covered peril.

• Professional liability insurance can offer financial protection if a customer sues your business for mistakes, negligence, oversights or other alleged inadequacies in your work.

• Commercial umbrella insurance can offer additional liability coverage once the limits of your primary policies have been reached.

Why Are These Policies Important?

Having sufficient coverage solutions can help you maintain steady operations even in the face of setbacks. Aside from managing risks, here are more reasons why commercial policies are important:

• Certain contracts and agreements may require specific policies.

• These policies can financially safeguard your employees’ health and well-being.

• They can help support your business’s long-term growth.

How We Can Support Your Business

Contact Metro One Insurance Agency today to get personalized quotes.